Who Is Your Current Insurance Carrier?
Does your card look similar to this? I see this one all the time.
I even see them all over Facebook ads. ID cards and insurance can be soooooo confusing.
Do you think “Cigna” is the insurer when you look at this card? I’ve hidden the actual carrier logo in this image, but if your ID card looks like this then your insurance is not through Cigna!
How do I know?
Because Cigna left Texas when ACA (Obamacare) rolled out. Recently, Cigna even stop renewing all of their previously “grandfathered” plans in Texas! So Cigna is not your insurer, despite their prominent logo on your card.
Insurance is so confusing. PPO, EPO, HMO… Do not be in the dark about exactly what coverages you have.
Did you know that 2/3 of all US bankruptcies as caused by medical issues? The sad news is more than half of those folks already had health insurance! But out of network services, high deductibles, and indemnity coverage weighs into the total cost of care. And ignorance of how these factors can affect you in a serious medical situation can be very expensive.
Review ALL of your coverage annually. I can help you with no pressure to buy anything.
The good news is that we are still getting a new ACA carrier on November 1, 2020 for 2021 coverage through Obamacare.
Waiting to learn more about FRIDAY?
Good Lord someone got paid to come up with that brand.
Thank God it is FRIDAY
Will it be another HMO/ EPO that provides Zero coverage outside their network?
Contact me if you need help with anything insurance because I speak insurance. I have helped DFW folks for over 30 years.